How much money can I lend and for what tenure?

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• Can a lender take loan and lend at the same time?

  No, you can either take a loan or lend at any given point of time.

• What amount of personal loan can I take and what will be the tenure?

  You can avail loan starting from Rs 30,000 to Rs 10,00,000 depending on your eligibility. Loan tenure starts from 6 months and can go up to 36 months.

• Can I be a borrower and investor at the same time?

  No, you can either take a loan or lend at a time

• Why do I need to transfer funds in Escrow account?

  As per RBI regulations, all money movement has to be carried out through an escrow account. Transferring money to an escrow account is easy and safe, it also enables a faster and secure transaction.

• What are the returns and fee/charges for P2P lending?

  You can lend to borrowers starting from 12% upto 36% as per your risk appetite and borrowers’ creditworthiness. Your returns will be equal to the interest rate of the borrower. The only fee applicable is the processing fee charged at 1.5% of the ...